About

Our Mission

At Procredit Auto Finance, we’re not only concerned with getting you into the vehicle that fits your needs, budget, and lifestyle, but we also help you build credit and achieve the financial stability you want. You tell us what type of vehicle you want, we’ll find it, negotiate the absolute best price and interest rate, inspect it, and deliver it to your door. This one-of-a-kind service, lead by our team of talented finance specialists, make us western Canada’s premier finance lender. Regardless of whether you have good credit, bad credit or no credit at all, we have the relationships with auto dealers and lenders alike that can get you guaranteed approval.

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Frequently Asked Questions

What if I have no credit history?

No problem! ProCredit helps people get into their first auto loan even with no credit

Does being in bankruptcy or consumer proposal stop me from getting an auto loan?

Nope! Being in Bankruptcy or consumer proposal doesn’t affect ProCredit’s loan approval process.

Do I need a down payment?

Not necessarily, if possible we will secure a loan without a down-payment. However, a down payment does help in some cases to improve an approval and also lowers the monthly payments of your loan.

How long will it take?

 Our Finance Specialists work extremely fast. In some cases we can get you approved within 15 minutes.

What are the monthly rates?

It depends on your credit score and the type of vehicle you would like. In some cases rates can be as low as 0%.

Does it cost me anything to apply?

Nope. There is no cost to fill out our online car loan application. There is no risk or cost to you.

Does this affect my credit score?

Nope! Applying online is non-invasive and will not affect your credit score.

Can I use my trade-in for a down payment?

Absolutely! Typically our trade values are much higher.

What do I need to apply?

You’ll need to be at least 18 years of age. Have a valid drivers license. A gross monthly income of $1,800 and at least of month of employment.

How much do I qualify for?

Once we have an approval it will contain the amount the lender is willing to lend, this amount will be based on credit and income.

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Testimonials

Here’s what our happy drivers had to say about our services:

These guys are great at helping rebuild credit and getting you the vehicle and payment you want. A big thank you.

D. Campbell

Matt was very friendly and helpful who really took the time to listen to us and made us feel comfortable with all our questions.

Angela M.

Best customer service ever I can’t express how helpful and thorough Melanie was made the experience a breeze

Shawn T.

They are the greatest, helped me get a better car, and Jennifer Wong helped me with my self confidence in driving my KIA

Carolyn M.

I applied online from Facebook. And I honestly didn’t think I would get approved. I did!

Amy M.